Welcome to DeCyFin!

These are the terms and conditions for:

  • DeCyFin web application
  • DeCyFin mobile application(Will be available on Google Play and App Store).
  • https://www.DeCyFin.com

By using the platform, you agree to these terms and conditions and our privacy policy. In these terms and conditions, the words “platform” refers to the DeCyFin web application, the DeCyFin mobile application and the DeCyFin website together, “we”, “us”, “our” and “DeCyFin” refers to DeCyFin and “you” and “user” refers to you, the DeCyFin user.

The following terms and conditions apply to your use of the platform. This includes mobile and tablet versions, as well as any other version of DeCyFin accessible via desktop, mobile, tablet, social media or other devices.

PLEASE READ THESE CONDITIONS CAREFULLY BEFORE DOWNLOADING AND USING THE FUNCTIONALITIES AVAILABLE ON THE PLATFORM.

1. ACCEPTANCE OF TERMS

By using the platform, you agree to be bound by this agreement. If you do not agree to the terms of this agreement, you must not use our platform. We may modify this agreement from time to time, and such modification will be effective upon posting on the platform. You agree to be bound by any modification of these terms and conditions when you use DeCyFin after the posting of such modification; therefore, it is important that you review this agreement regularly.

The platform is not directed to persons under the age of 18. DeCyFin does not knowingly collect information from persons under the age of 18. It is the responsibility of parents and legal guardians to determine whether use of the platform or any of the content and functionality available on the platform is appropriate for their child.

By downloading and using the platform, you represent and warrant that you have full right, power and authority to enter into this agreement and to fully perform all of your obligations hereunder. You further represent and warrant that you are not under any legal incapacity or contractual restriction that would prevent you from entering into this agreement. Moreover, You acknowledge that you are aware of the laws of your country or jurisdiction from where you are accessing our service. You also acknowledge that you are not in violation of any laws whatsoever.

2. NOTIFICATIONS

By providing your email address to DeCyFin, you agree that we may use your email address to send you notifications and other messages, such as changes to service features, news and special content. If you do not wish to receive these emails, you may opt-out of receiving them by submitting your unsubscribe request through the contact information or by using the “unsubscribe” option in the emails. Unsubscribing may prevent you from receiving notifications and emails about updates, news or special content related to DeCyFin.

3. ACCOUNT

Users will be able to register and open an account on the platform. You are responsible for maintaining the confidentiality of your password and account information, and are fully responsible for all activities that occur under your password or account. You agree to immediately notify DeCyFin of any unauthorized use of your password or account or any other breach of security, and to ensure that you log out of your account at the end of each session. You may never use another user’s account without DeCyFin’s prior authorization. DeCyFin will not be liable for any loss or damage arising from your failure to comply with this agreement.

Users may cancel their accounts at any time and for any reason through the account settings or by sending us their request through our contact information. Such cancellation will only result in the deletion of the account and the deletion of all personal data provided to DeCyFin. DeCyFin reserves the right to terminate your account or your access immediately, with or without notice, and without any liability to you, if DeCyFin believes that you have violated any of the provisions contained in these terms and conditions.

4. TRANSACTIONS

DeCyFin is a secure and decentralized platform for buying, selling and transacting tokens backed by precious metals such as gold and silver.

Each transaction of native tokens will be recorded in a smart contract, ensuring traceability, irreversibility and security of the transaction.

Precious metals corresponding to the tokens in circulation will be held in custody in secure vaults, with restricted access protocols and high-level physical and electronic security.

The platform fosters user autonomy by enabling decentralized transactions between individual digital wallets. This decentralization does not eliminate the need for users to comply with the regulations and laws in force in their respective jurisdictions.

Transactions are irreversible and final once you have provided the appropriate instructions. You may not change, withdraw or cancel your order to DeCyFin. You are responsible for all orders you place and for your decisions to sell, deploy and maintain the digital assets in your digital wallet. DeCyFin will not be liable for any partially completed transaction.

Once the Transaction has been executed and the native tokens have been added to your digital wallet, you will receive an email confirmation of the transaction.

We may, in our sole and absolute discretion, reverse or adjust any executed transaction in the event of an error in the exchange price of the digital assets, which deviates from the prevailing market price and occurs as a result of a system error detected by DeCyFin. In case of reversal, the assets subject to the transaction, will be removed from your digital wallet, and the original assets will be replenished in your digital wallet. In case of adjustment, the amount of the assets will be adjusted in your digital wallet.

5.TOKENIZATION PROCESS

Each native token represents a portion of the precious metal stored in DeCyFin’s reserves. DeCyFin guarantees a transparent process in which the amount of metal in reserve will always be equivalent to the amount of tokens issued. When a user sells a native token, he is also selling a proportional share of the assets backing that token.

6.WITHDRAWALS AND REDEMPTIONS

Users have the right to redeem their tokens for their precious metal equivalent, subject to the fees and conditions set by DeCyFin. The withdrawal or redemption process may be subject to waiting and verification periods.

7. TOKEN BACKING AND VALIDITY

The proportion of precious metal backing each token is guaranteed by DeCyFin and is non-transferable.

DeCyFin is committed to maintain a tangible reserve of precious metals backing 100% of the tokens issued. If there are no direct buyers for a seller’s native tokens, DeCyFin will act as a market maker, ensuring liquidity and guaranteeing purchase. This guarantee is based on the underlying cash value of each token.

The robustness and security of precious metal assets are paramount. DeCyFin conducts periodic audits to ensure that the value of the metals in reserve is equivalent to the value of the tokens in circulation. These audits will be conducted by independent third parties and the results will be made available to users.

To obtain assets backed native tokens, it is necessary to convert other cryptocurrencies or fiat currencies via the app. Only native tokens offer precious metal or other assets backing.

8. LIMITATION OF LIABILITY

DeCyFin, its directors, employees, representatives and associated third parties, shall not be liable, under any circumstances, for direct, indirect, incidental, special, consequential or punitive damages, including, but not limited to, loss of profits, data, use, goodwill or other intangible losses, resulting from (i) use or inability to use the platform; (ii) unauthorized access to or transmission of user’s information; (iii) statements or conduct of any third party on the platform; or (iv) any other matter relating to the platform and/or tokens.

User acknowledges and agrees that user uses the platform at user’s own risk. The platform and native tokens are provided on an “as is” and “as available” basis, without any warranty of any kind, either express or implied. DeCyFin does not warrant that (i) the platform will meet User’s specific requirements; (ii) the service will be uninterrupted, timely, secure or error-free; (iii) the results obtained from the use of the platform will be accurate or reliable; or (iv) any errors in the platform will be corrected.

Cryptocurrency markets are extremely volatile and prices can decrease or increase significantly in a short period of time. Cryptocurrencies and tokens are subject to different regulations in different jurisdictions, which may affect their legality and use. Blockchain technology, on which cryptocurrencies and tokens are based, is an emerging technology that could present flaws, vulnerabilities or incompatibilities. Funds in cryptocurrencies can be lost if adequate security measures are not taken, if there are flaws in the digital wallet or if access to the wallet is lost. At certain times, it may not be possible to liquidate a cryptocurrency position at a desired price.

DeCyFin shall not be liable for any loss, damage, delay or failure to perform its obligations under these terms and conditions if such loss, damage, delay or failure is caused by events or circumstances beyond its reasonable control.

By visiting the website and accessing the content available on the website, you accept personal responsibility for the results of the use of the information and content available on the website. You agree that DeCyFin does not guarantee the results of actions advised or not advised by this website and the content available on the website. DeCyFin provides resources and content for informational purposes only. You acknowledge and agree that your ultimate success or failure in using the information and content available on the website will be the result of your own efforts, your particular situation and a number of other circumstances that are beyond DeCyFin’ control.

In the event that, notwithstanding the foregoing limitations, DeCyFin is found liable for damages arising out of or related to these terms and conditions, DeCyFin’s liability, whether in contract, warranty, tort (including negligence), product liability, strict liability or any other theory, shall in no event exceed the amount that the user has paid directly to DeCyFin for the specific use of the platform or purchase of native tokens during the six (6) months prior to the event causing the damage.

9. LICENSE TO USE THE PLATFORM

DeCyFin grants you a personal, worldwide, royalty-free, non-assignable and non-exclusive license to use the DeCyFin platform and downloadable through the App Store and Google Play Services free of charge, including but not limited to modified versions, updates, upgrades, enhancements, improvements, additions and copies, if any. This license is for the sole purpose of allowing you to use the features available on the platform in the manner permitted by these terms. You may not copy, modify, distribute, sell or lease any part of our platform or the included software, nor may you reverse engineer or attempt to extract the source code of such software, unless such restrictions are prohibited by law, or unless you have our written permission.

The user agrees not to use the platform and the Services in a negligent, fraudulent or unlawful manner. It also undertakes not to carry out any conduct or action that could damage the image, interests or rights of DeCyFin or third parties.

DeCyFin reserves the right to terminate the user’s access immediately, with or without notice, and without liability to the user, if DeCyFin considers that the user has violated any of these terms.

10. COPYRIGHT

All materials on DeCyFin, including, without limitation, names, logos, trademarks, images, text, columns, graphics, videos, photographs, illustrations, software and other elements are protected by copyrights, trademarks and/or other intellectual property rights owned and controlled by DeCyFin or by third parties that have licensed or otherwise provided their material to the platform. You acknowledge and agree that all materials on DeCyFin are made available for limited, non-commercial, personal use only. Except as specifically provided herein. No material may be copied, reproduced, republished, sold, downloaded, posted, transmitted, or distributed in any way, or otherwise used for any purpose, by any person or entity, without DeCyFin prior express written permission. You may not add, delete, distort, or otherwise modify the material. Any unauthorised attempt to modify any material, to defeat or circumvent any security features, or to utilize DeCyFin or any part of the material for any purpose other than its intended purposes is strictly prohibited.

11. COPYRIGHT INFRINGEMENT

DeCyFin will respond to all inquiries, complaints and claims regarding alleged infringement for failure to comply with or violation of the provisions contained in the Digital Millennium Copyright Act (DMCA). DeCyFin respects the intellectual property of others, and expects users to do the same.  If you believe, in good faith, that any material provided on or in connection with the website infringes your copyright or other intellectual property right, please send us your copyright infringement request pursuant to Section 512 of the Digital Millennium Copyright Act (DMCA), via our contact information, with the following information: 

  • Identification of the intellectual property right that is allegedly infringed. All relevant registration numbers or a statement regarding ownership of the work should be included.
  • A statement that specifically identifies the location of the infringing material, in sufficient detail so that DeCyFin can find it on the platform.
  • Your name, address, telephone number and email address
  • A statement by you that you have a good faith belief that the use of the allegedly infringing material is not authorised by the copyright owner, or its agents, or by law.
  • A statement by you, made under penalty of perjury, that the information in your notification is accurate, and that you are the copyright owner or authorised to act on its behalf.
  • An electronic or physical signature of the copyright owner or of the person authorised to act on the copyright owner’s behalf.
12. PROHIBITED ACTIVITIES

The content and information available on the platform (including, but not limited to, data, information, text, sound, photos, graphics, video, maps, icons or other material), as well as the infrastructure used to provide such content and information, is proprietary to DeCyFin or licensed to the DeCyFin by third parties. For all content other than your content, you agree not to otherwise modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell or re-sell any information, software or Services obtained from or through the platform. In addition, the following activities are prohibited:

  • Access, monitor, reproduce, distribute, transmit, broadcast, display, sell, license, copy or otherwise exploit any content of the Services, including but not limited to, using any robot, spider, scraper or other automated means or any manual process for any purpose not in accordance with this agreement or without our express written permission.
  • Violate the restrictions in any robot exclusion headers on the Services or bypass or circumvent other measures employed to prevent or limit access to the Services.
  • Take any action that imposes, or may impose, in our discretion, an unreasonable or disproportionately large load on our infrastructure.
  • Deep-link to any portion of the Services for any purpose without our express written permission.
  • “Frame”, “mirror” or otherwise incorporate any part of the platform into any other websites or Service without our prior written authorisation.
  • Attempt to modify, translate, adapt, edit, decompile, disassemble, or reverse engineer any software programs used by DeCyFin.
  • Circumvent, disable or otherwise interfere with security-related features of the platform or features that prevent or restrict use or copying of any content.
13. DISCLAIMER OF WARRANTIES

Because of the nature of the Internet DeCyFin provides and maintains the platform on an “as is”, “as available” basis and makes no promise that use of the platform will be uninterrupted or entirely error free. We are not responsible to you if we are unable to provide our Internet Services for any reason beyond our control.

Except as provided above we can give no other warranties, conditions or other terms, express or implied, statutory or otherwise and all such terms are hereby excluded to the maximum extent permitted by law.

You will be responsible for any breach of these terms by you and if you use the platform in breach of these terms you will be liable to and will reimburse DeCyFin for any loss or damage caused as a result.

DeCyFin shall not be liable for any amount for failure to perform any obligation under this Agreement if such failure is due to the occurrence of any unforeseen event beyond its reasonable control, including, without limitation, Internet outages, communications outages, fire, flood, or any uncontrollable act of nature.

These terms do not affect your statutory rights as a consumer which are available to you.

Subject as aforesaid, to the maximum extent permitted by law, DeCyFin excludes liability for any loss or damage of any kind howsoever arising, including without limitation any direct, indirect or consequential loss whether or not such arises out of any problem you notify to DeCyFin and DeCyFin shall have no liability to pay any money by way of compensation, including without limitation all liability in relation to:

  • Any incorrect or inaccurate information on the platform.
  • The infringement by any person of any Intellectual Property Rights of any third party caused by their use of the
  • Any loss or damage resulting from your use or the inability to use the platform or resulting from unauthorised access to, or alteration of your transmissions or data in circumstances which are beyond our control.
  • Any loss of profit, wasted expenditure, corruption or destruction of data or any other loss which does not directly result from something we have done wrong.
  • Any amount or kind of loss or damage due to viruses or other malicious software that may infect a user’s computer equipment, software, data or other property caused by persons accessing or using content from the platform or from transmissions via emails or attachments received from DeCyFin.
  • All representations, warranties, conditions and other terms which but for this notice would have effect.
14. ELECTRONIC COMMUNICATIONS

DeCyFin will not accept any responsibility for failed, partial or garbled computer transmissions, for any breakdown, failure, connection or availability of computer, telephone, network, electronic or Internet hardware or software, for Internet accessibility or availability or traffic congestion or for any unauthorised human acts, including any errors or mistakes.

15. INDEMNIFICATION

You agree to indemnify, defend and hold harmless the platform, its officers, employees, affiliates and suppliers against any claims, losses, damages, costs and expenses (including reasonable legal fees) resulting from or related to your misuse of the platform or violation of this clause.

Decyfin reserves the right to refuse to open, close, or suspend any account without providing a reason. If an active account is closed, the funds will be returned to the owner, after deducting our processing fees. The account owner must indemnify Decyfin and our associates in such situations.

16. CHANGES

We may change the platform and these terms at any time, in our sole discretion and without notice to you. You are responsible for remaining knowledgeable about these terms. Your continued use of the platform constitutes your acceptance of any changes to these terms and any changes will supersede all previous versions of the terms. Unless otherwise specified herein, all changes to these terms apply to all users take effect.

17. INTEGRATION CLAUSE

This agreement together with the privacy policy and any other legal notices published by DeCyFin, shall constitute the entire agreement between you and DeCyFin concerning and governs your use of the platform.

18. SERVERABILITY

If any section of these terms is held invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining provisions shall not in any way be affected or impaired. Our failure to enforce or delay in enforcing any provision of these terms at any time does not waive our right to enforce the same or any other provision in the future.

19. FORCE MAJEURE

DeCyFin shall not be liable for any failure to perform due to causes beyond its reasonable control, including, without limitation, fortuitous events, acts of civil authorities, acts of military authorities, riots, embargoes, acts of nature and natural disasters, and other acts that may be due to unforeseen circumstances.

20. TERMINATION

Both the user and DeCyFin acknowledge that failure to comply with these terms and conditions may result in termination of the agreement between both parties.

In case of non-compliance by the user: If the user fails to comply with any of the terms set forth in these terms and conditions, DeCyFin reserves the right to unilaterally terminate the user’s access to and use of the platform. DeCyFin may take this action without prior notice, and the User will automatically lose all rights to access and use the platform. Furthermore, DeCyFin shall not be liable for any loss of data or information associated with the user’s account.

In case of non-compliance by DeCyFin: If DeCyFin fails to comply with its obligations under the agreed terms and conditions, the User shall be entitled to terminate the agreement and stop using the platform. The user shall notify DeCyFin in writing of the breach and allow a reasonable time for DeCyFin to remedy the situation. If DeCyFin does not remedy the breach within the set period, the user may proceed with the termination of the agreement.

Termination of the agreement shall not release either party from any obligations and liabilities that have arisen prior to the date of termination.

Continued use of the platform after termination of the agreement by either party shall imply acceptance of the conditions set forth in the terms and conditions in effect at that time.

21. DISPUTES

The user agrees that any dispute, claim or controversy arising out of or relating to these terms and conditions, or the breach, termination, enforcement, interpretation or validity thereof or the use of the platform, shall be resolved by binding arbitration between the user and MYNE HUB, provided that each party retains the right to bring an individual action in a court of competent jurisdiction.

In the event that a dispute arises in connection with the use of the platform or breach of these terms and conditions, the parties agree to submit their dispute to arbitration resolution before a reputable arbitration organisation as mutually agreed by the parties and in accordance with applicable commercial arbitration rules.

To the fullest extent permitted by law, you agree that you will not file, join or participate in any class action lawsuit in connection with any claim, dispute or controversy that may arise in connection with your use of the platform.

22. FINAL PROVISIONS

Use of the DeCyFin platform is unauthorised in any jurisdiction that does not give effect to all provisions of these terms and conditions.

Our performance of these terms is subject to existing laws and legal process, and nothing contained in these terms limits our right to comply with law enforcement or other governmental or legal requests or requirements relating to your use of our platform or information provided to or gathered by us with respect to such use.

Any rights not expressly granted herein are reserved.

23. CONTACT INFORMATION

If you have questions or concerns about these terms, please contact us through our contact forms or by using the following contact information:

DeCyFin.

legal@decyfin.com

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